The best recommendation I can make is to consider what fallbacks may be necessary. Know what you'll do if the tide does turn against us. If you do start your practice, determine what will happen to it if you are ported out.

When you aren't promised tomorrow, contingencies are absolutely necessary.

[ for kanaya, that means $50k in cash, collected over the past year and kept in a safe hidden in her closet. she can't trust that to a bank, not if the banks turn against them. ]